Author Details

Anggraeni, Dwi Retno, Universitas Padjajaran, Indonesia

  • Vol. 19, No. 4 : Al Qalam (Juli 2025) - Articles
    The Effect of Financial Technology and Financial Inclusion on UMKM Performance with Financial Literacy as an Intervention Variable (Case Study of MSMEs Using Bank Mandiri's Livin Merchant in Bandung City)
    Abstract  PDF